Privacy Policy - Updated 10/08/2024
This Privacy Policy explains how Blue Sky Lenders collects, uses, and protects your personal information when you visit our website, By using our Website, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect information that may identify you ("Personal Information") when you interact with our Website or services, including:
- Personal Identifiable Information (PII): Name, email address, mailing address, phone number, and other contact details.
- Financial Information: Details of income, credit score, loan amount, real estate collateral, and other financial data necessary for matching you with lenders.
- User Activity: Information about how you use our Website, including IP address, browser type, pages visited, and session data.
- Cookies and Tracking Technologies: We use cookies to enhance your experience on our Website. Cookies allow us to personalize content and ads, provide social media features, and analyze our traffic.
2. How We Use Your Information
We use the information we collect to:
- Provide and improve our services, including connecting borrowers with lenders.
- Process loan inquiries and facilitate communication between borrowers and lenders.
- Comply with legal and regulatory obligations.
- Communicate with you about your loan inquiry, account, or other services.
- Monitor and analyze website usage to improve user experience.
- Prevent fraud, unauthorized activities, and violations of our terms and policies.
3. Sharing Your Information
We may share your Personal Information with third parties in the following situations:
- With Lenders: We share relevant Personal Information with lenders to match you with suitable loan offers.
- Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, marketing, and customer support.
- Legal Compliance: We may disclose your information if required by law, in response to a subpoena, court order, or other legal process.
- Business Transfers: If our company is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Your Rights and Choices
You have the right to:
- Access or Update Your Information: You may request access to or correction of the Personal Information we hold about you.
- Opt-Out: You can opt-out of marketing communications by following the unsubscribe instructions in our emails or contacting us directly.
- Cookies: You may set your browser to refuse cookies, but this may limit your ability to use certain features of our Website.
5. Data Security
We take reasonable steps to protect your information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
6. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect Personal Information from children under 18. If we learn that we have collected information from a child, we will take steps to delete it.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this Privacy Policy regularly to stay informed about how we protect your information.
8. Contact Us
If you have any questions about this Privacy Policy, please contact us at: